Oaks, the: mobile home park in Panama City, Florida
Unofficial page — independent directory built from the Florida state registry, updated July 2026.
Run this park? Correct anything on this page free — no card, no account.
A 14-space mobile home park in Panama City, FL. Everyday shopping is within a couple of miles.
FEMA's flood map puts this park in zone X, outside the mapped special flood hazard area — one less financing or insurance hurdle than a park in a hazard zone faces. Internet is a strength around here: about 100% of homes in town can get 100/20 Mbps service. This mobile home park carries 14 spaces on the registry, without a vacancy count to say how full it runs.
- Size
- 14 spaces · 31th largest of 43 in Bay County (median 24)
- Size vs the state
- Larger than about 11% of Florida's registered parks
- Rent nearby
- 2-bedroom fair market rent $1,682/mo (HUD FY 2026)
- Flood zone
- N/A — outside the mapped floodplain
- Wildfire risk
- Higher than 80% of U.S. counties (USFS, county-wide)
- Tornadoes
- 92 recorded in Bay County since 1950, strongest F3 (NOAA)
- Nearest
- Grocery 1.6 mi · pharmacy 1.5 mi · clinic 1.5 mi
- School & ER
- Callaway Elementary School 0.2 mi · Ascension Sacred Heart Bay (ER) 4.9 mi
- Internet
- 100% of homes at 100/20 Mbps · fiber 19% · gigabit 91%
- Neighborhood
- Median rent $1,355/mo · median income $72,000 · 17% mobile homes
Distances are straight-line, so the drive is longer. Internet and neighborhood figures describe the surrounding town — and the rent benchmark, wildfire rank, and tornado count the wider county — not this park’s own lots. The fair market rent is apartment-style rent (HUD’s area benchmark), not this park’s lot rent. Rent limits are not legal advice.
Looking for the office number? Their Google Maps listing may have it →
Worth knowing
Panama City is a small Florida city, home to about 37,000 people. 33 other registered parks lie within about 10 miles.
For residents
- Water billing: if your park submeters water, Florida bills it at the cost of service with the combined service charge capped at 9% (§367.022(9)) — there's no markup on the water itself. Check the math free with the water submeter calculator, or read the Florida water-billing guide.
- Paying rent: ask the park office how they take payment. Parks that run on Lot Sidekick hand residents clear, itemized rent and water bills.
- Thinking about moving here? What to ask a park before you rent a lot, and what lot rent covers and how it goes up.
Common questions
How many spaces does Oaks, the have?
Oaks, the has 14 total spaces per the Florida park registry (as of July 22, 2026).
Is this Oaks, the's official website or phone number?
No. This is Oaks, the's page in the Lot Sidekick park directory, built from the state registry. We're independent of the park and can't take messages for it. The park office hasn't added a public contact here yet; if you own the park, claiming the page (free) lets you add one.
Where is Oaks, the?
443 N Star Ave, Panama City, Florida 32404, in Bay County.
How much is lot rent at Oaks, the?
Oaks, the doesn't publish its lot rent anywhere we could find, and we won't guess at a figure. Call the park office to ask. For scale: HUD's FY 2026 fair market rent for a 2-bedroom rental around Bay County is $1,682/mo — that's apartment-style rent for the area, and lot rent (the ground under a home you own) usually runs well below it. If you run this park, you can add your real lot rent to this page for free.
How much can lot rent go up at Oaks, the?
Florida has no statewide cap on lot rent, but Chapter 723 requires 90 days' written notice (Statute §723.037), and an increase justified by comparable parks must be disclosed — residents can request mediation.
Nearby parks in Bay County
| Park | Distance | Spaces |
|---|---|---|
| Palm Haven Estates | ~0.4 mi | 99 |
| Busy Bee MHP | ~0.8 mi | 17 |
| Landever Mobile Home Park | ~1 mi | 2 |
| Cypress MHP | ~1 mi | 10 |
| Carriage Way Mobile Home Park | ~1.2 mi | 31 |
Park value estimate
The county roll carries no assessed value for this park, so here's a comparison instead. Across 28 assessed parks in Bay County the median works out to $28,000 per space. At 14 spaces that puts a comparable assessment somewhere around $385,000 — call it $175,000 to $722,000, which is the middle half of the county's range.
These are county assessments for tax purposes, not a market appraisal and not an asking price. A park's real value turns on its rent roll, its expenses and its utilities — none of which are in a public record.
Free tools
- Park value & profitability estimator: what a 14-space park earns and what it's worth, at the cap rate you pick.
- Rent increase calculator: the 2026 Florida cap applied to a 14-space park.
- RUBS calculator: split one master-meter water bill across 14 lots so the pennies add up exactly.
- Water submeter calculator: two meter reads in, an at-cost tenant bill out.
- Notice generator: a clean, printable rent-increase notice with the dates filled in.
- Rent receipt generator: a printable receipt for a cash, check, or money-order payment — two copies to a sheet.
- Prorated rent calculator: the exact first-month charge when someone moves in mid-cycle.
Registry record
| State registry ID | PRMY003485 |
|---|---|
| Registered with | The Florida Department of Business and Professional Regulation |
| Listed as | OAKS, THE |
Data from official state registry that may be out of date.
Source: Florida Department of Business and Professional Regulation mobile home park registrations (myfloridalicense.com), as of July 22, 2026. Counts come from the state's registry and can lag real life. See something out of date? Tell us, or claim the page.
https://lotsidekick.com/parks/florida/bay/oaks-the-prmy003485